Brighton, MI’s Preferred Mortgage Broker/Lender

Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.

Concord Mortgage, Inc. was established in 1994 and has been in Brighton, Michigan, since 1995. Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.

We’re a Michigan-based lender, which means that we can take advantage of the programs and rates of several leading lenders. With all of these options, we are able to provide the best of the best to our valued clients. We pride ourselves on our knowledge of the mortgage industry along with our superb customer service. Please give us the opportunity to demonstrate this to you by choosing Concord Mortgage, Inc. as your lender!

Meet Our Team

Daniel D. Gadwa - President

NMLS # 132170

Dan Gadwa started his career in the residential mortgage industry in 1983. Initially, as a loan originator, he advanced to a branch manager and then accomplished his goal of becoming a mortgage broker and lender. Dan opened Concord Mortgage, Inc. in 1994 and has been a fixture in Brighton ever since.

Dan enjoys working with first-time homebuyers and having specialized in this area, he is now working with third generations of families that he has helped through the years.

Dan is married to Liz, who is also his business partner and the operations manager of Concord Mortgage, Inc. He has two adult children, Gretchen and Dan Jr. and is the very proud grandfather of Aiden and Keenan.  Dan has lived in Brighton, Michigan since 1994. He enjoys all sports including golfing, boating, fishing and hiking in the local parks.

Liz Gadwa - Vice President

Liz Gadwa started her career in residential mortgages in 1994. She was approached by her husband, Dan, with the exciting news that he was opening his own mortgage broker/lender office and asked her to join him. It was an easy transition from her past employment in insurance to mortgages.

Liz enjoys spending time with her grandchildren: Aiden, Keenan, and Julian; children: Gretchen and Dan Jr, and their spouses Mike and Tamara. Gardening and boating are also enjoyed in her spare time.

Michelle Moll - Processor

Michelle has been a mortgage loan processor since 1999 and with Concord Mortgage, Inc. for most of her years in the mortgage business. Michelle is the most patient and professional person you will ever meet and our customers adore her. She is the pleasant voice that will assist you once the loan process starts. 

Michael W. Spitler - Loan Originator

NMLS # 1878989

Mike is a Mortgage Loan Originator, or MLO. He helps home buyers or refinancers choose a loan and understand all of the rates and terms associated with the process. He guides clients through the mortgage progression, assisting them to find the right type of loan and the best rates possible. Mike grew up in Dimondale, MI and currently resides in Howell. He enjoys spending time with his family, golfing, playing video games, studying history, and the environment.