If you purchased a home and put less than 20% down, you most likely have mortgage insurance. To help mitigate the lender’s risk, mortgage insurance is charged on loans with less than a 20% down payment. Yes, they will lend to you with less than a 20% down but you

Refinancing a Land Contract? Here’s what you’ll need to know. Refinancing your land contract will be similar to getting a new mortgage or refinancing an existing one. The process involves having your credit checked and providing proof of your earnings as well as the savings you have in your bank

Now that you’re a homeowner you can use the equity in your home to do any or all of the following: Pay off high-interest credit card debt Pay off your student loans Pay off delinquent property taxes Pay off tax liens Pay off home equity loans Consolidate all your loans

Attn: Veterans VA is changing their guidelines for cash out refinances with an effective date of September 1st 2019 for most lenders, some have already stopped taking applications under the old system.  Concord Mortgage inc. will continue to take applications under the old system until August 31st 2019.  VA will